Why this matters
Money management is among the earliest abilities affected. Exploitation is often committed by someone known and trusted.
Warning signs
- Unpaid bills or duplicate payments
- Unusual withdrawals or new credit accounts
- A new 'friend' or caregiver with financial involvement
- Secrecy about money
- Missing valuables
What families can do
- Set up view-only account monitoring for a trusted family member
- Establish power of attorney for property while capacity remains
- Add transaction alerts and lower credit limits
- Freeze credit reports
- Consolidate accounts and simplify finances
When to get help
- Illinois Adult Protective Services hotline: 1-866-800-1409 (24 hours)
- Contact the bank's fraud department and local police for suspected theft
- Consult an elder law attorney about guardianship if capacity is lost
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Medically reviewed. Last reviewed August 2026. This page is educational information, not individualized medical advice.